Employment Practices Liability Insurance (EPLI) and Work-Place Liability Insurance
Companies, directors, and officers face the risk of claims of employment discrimination and other employment-related liabilities. Often this risk is insured under specialized endorsements or free-standing policies providing Employment Practices Liability Insurance (EPLI).
EPLI may provide critical resources to provide for a defense to workplace claims, including those initiated by the EEOC and other government authorities. Marc Mayerson has worked with companies to secure a defense from insurers, including managing disputes over the selection or control of counsel. The Mayerson Firm PLLC advises policyholders on the wording of policies that are being purchased. We can advise on whether limits for EPLI risks are shared with Directors/Officers coverage, which may dilute the protections afforded directors and officers overall.
Marc Mayerson has experience with pursuing coverage for class actions against the insured (alleging, among other things, nationality discrimination), wrongful discharge, EEOC investigations and EEOC-led suits. We work closely with defense counsel to secure insurer participation in settlements of liability claims as well as assisting with issues such as billing guidelines that insurers purport to impose.
Wage-and-hour claims remain a frequent subject of claims against companies, and The Mayerson Firm PLLC is well equipped to help secure performance by reluctant insurance companies.